How to Love and Respect Money Right

Well, well, well! “Love and respect money.” 

Sounds nuts, right?

Admit it. 

When you saw “How to Love and Respect Money,” you thought I’d lost my marbles. 

“No way – love and respect money!”

Hold your horses, folks. 

I’m not saying you should trade your soul for a big pile of cash. 

That’s obsession, not love and respect.

But let’s be real. 

Most people who roll their eyes at the idea of respecting money have never felt the sting of being flat broke.

Enter the World of Maslow’s Hierarchy of Needs

I remember sitting in a university lecture hall, cramming Maslow’s hierarchy of needs into my brain just to ace an exam.

But did it really click? 


Not until I found myself scraping the bottom of the barrel, the lowest rung on Maslow’s ladder.

Suddenly, it was like a lightbulb switched on. 


I got it.

Now, let me paint you a picture of Maslow’s hierarchy of needs.

It’s like a pyramid, with the most basic needs at the bottom and the loftiest aspirations at the top.

We start with physiological needs like food, water, and shelter.

Then we move up to safety, love and belonging, and self-esteem.

Finally, at the pinnacle, we reach self-actualisation, that sweet spot where we’re living our best lives and fulfilling our true potential.

(Maslow’s hierarchy of needs (Wikipedia))

Imagine being down in the dumps, scrambling for the basics like food, shelter, and water (hello, physiological needs!), and someone asks you about chasing happiness (self-actualisation). 


That’s like quizzing a homeless person on their bliss, harmony, and deep sense of life’s purpose. 

Good luck getting anything but a blank stare (and maybe a muttered “Who’s this weirdo?”).

Or how about fretting over your self-confidence (self-esteem) when you’re not even sure you’ll make it through the night (safety)? 

Yeah, I didn’t think so either.

So, how do we go from rolling our eyes at the idea of respecting money to embracing it in a healthy way? 

Stay tuned, my dear readers. 

We’re about to dive into the world of loving and respecting money without losing our souls in the process.

Money: Your Trusty Bartering Buddy for Growth

Imagine money as your trusty sidekick, helping you meet those pesky physiological needs.

Once you’ve got the basics down, it’s time to shift gears and focus on personal growth.

But here’s the kicker: Too many of us get cosy once our basic needs are met

Instead of blossoming intellectually and spiritually, we’re hypnotised by the lure of material things.

You know, stuffing our faces, dressing to the nines, and flaunting it all.

We become pros at splurging on ourselves.

So, if you’re living beyond the basics, it’s time for a heart-to-heart with yourself:

Do I want to master this money thing, using it to grow and climb Maslow’s ladder?


Am I cool with just hanging out at the bottom?

If you’re having trouble saving, check out our post on 6 Reasons You Have a Hard Time Saving to identify and overcome common hurdles.

A Fork in the Road: Deciding Your Financial Path

Pondering these questions is crucial, as your answers could steer your life in entirely different directions.

Without some soul-searching, we might keep blowing our cash on stuff that doesn’t bring real value.

To avoid making financial mistakes in your early years, read our post on 9 Money Mistakes to Avoid in Your Early 20s for Financial Success and set yourself up for a bright financial future.

Even worse, we might start living beyond our means, chasing instant gratification.

We turn a blind eye to the financial black hole we’re creating, pretending it’s all fine and dandy.

But there’s another route: realising life is more than just getting by, fleeting pleasures, and self-indulgence.

Instead, we can choose to learn, grow, and make a difference in the world. 

We can help others in need, contribute to society, and leave this spinning blue marble a little better than we found it.

Money: Friend or Foe? It’s Up to You

Isn’t it a shame that some folks think money is the root of all evil? 

Really, it’s more about the person holding the cash than the money itself.

For more guidance on personal finance, explore The 15 Best Personal Finance Books to Read (and Reach Financial Freedom) and unlock the secrets to financial success.

Take my shiny new Victorinox kitchen knives, for example. 

After years of battling with dull blades, these bad boys are a game-changer.

But put them in the wrong hands? 


They could turn into lethal weapons, just like Thor’s hammer in the grasp of a baddie (if they could even lift it).

Sure, there are tons of tales about embezzlement, fraud, or family feuds over money. 

But let’s not forget all the good that money can do.

For every misdeed, there are twice as many heartwarming acts of kindness. 

We may not hear about them as much, but just look at how far we’ve come with technology and our quality of life.

That progress? 

Yep, you guessed it: fueled by money, the stuff that makes the world go ’round.

So, how do we love and respect money? 

By paying it the attention it deserves, honing our skills, and mastering it. 

We can’t let obsession or disrespect take over.

Learn everything you can, and use your knowledge to climb Maslow’s hierarchy like a boss.

Embrace the choices and freedom money can offer you.

Final Thoughts on Respecting Money

Money is an incredible tool that’s worthy of our love and respect.

Not in a sell-your-soul kind of way, but as the ultimate bartering tool that helps you build a life of freedom—doing what you want, when you want.

How do you become a money master? 

  • Read
  • Listen to podcasts
  • Study personal finance basics and
  • Apply what you learn.

Before you know it, you’ll be the one in control, giving money the love and respect it truly deserves.

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